Generate Your Appeal Letter

Answer each step carefully. Your letter is generated from the specific details you provide — the more accurate your input, the stronger your letter.

1Your Info

2Damage

3Denial

4Specifics

5Evidence

6Generate

Your Information & Claim Details

Enter details exactly as they appear on your policy and denial letter.

Full Name *

Property Address *

Insurance Company *

Claim Number *

Policy Number

State *

Date of Loss *

Date Denial Letter Received *

Adjuster Name (if known)

Adjuster Inspection Date (if known)

Today's Date *

Insurer Mailing Address (from denial letter)

Please fill in all required fields marked with *

What Type of Damage Was Denied?

Select the primary type of damage involved in your claim.

🏠

Roof Damage

Storm, wind, hail

💧

Water Damage

Leak, pipe, burst

🌨️

Hail Damage

Impact, dents, shingles

🌪️

Wind Damage

Storm, gusts, uplift

🔥

Fire / Smoke

Structure, smoke, soot

🍄

Mold Damage

Remediation, health

⛈️

Storm / Lightning

General storm event

🏗️

Other Property

Structural, fence, HVAC

Please select a damage type.

Why Did the Insurer Deny or Underpay?

Select the main category of denial, then pick the specific reason they gave.

Step A — Select the denial category

⏳

Wear & Tear / Maintenance

Aging, neglect, deterioration

📋

Pre-Existing Damage

Damage before loss date

🚫

Not Covered / Exclusion

Cosmetic, flood, deductible

💰

Underpaid / Low Estimate

Amount offered is too low

Please select both a denial category and a specific reason.

Claim-Specific Details

These details are inserted directly into your letter. The more specific you are, the stronger your appeal.

What the Denial Letter Said

Exact Wording from the Denial Letter *— copy directly from their letter

Insurer's Offer / Estimate (if any)

Your Contractor's Estimate (if obtained)

About the Damage

Describe the Damage in Your Own Words *

Contractor / Inspector Name (if any)

Estimated Repair Cost

About the Inspection

Concerns About the Adjuster's Inspection (optional — very impactful)

Any Other Supporting Facts (optional)

What You Are Requesting

Requested Outcome

Please fill in the required fields marked with *

Review & Generate

Confirm your details below then generate your letter.

✏️ Important — Please Read Before Generating Your letter will be generated using the information you provided. Once generated, you are responsible for reviewing every paragraph carefully before sending it to your insurer.

Remove any paragraph or sentence that does not apply to your specific situation.
Add any additional facts, dates, amounts, or supporting details that strengthen your case.
Replace any placeholder text such as [contractor name] or [estimate amount] if not already filled in.
Verify that all dates, names, claim numbers, and dollar amounts are accurate before mailing.
This letter is a starting point — your personal knowledge of the claim makes it stronger.

Your Letter is Ready

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✏️ Your letter is fully editable — review it carefully before downloading.
✓ Read every paragraph and remove anything that does not apply to your claim. ✓ Add any additional facts, dates, or dollar amounts you did not enter in the form. ✓ Verify all names, dates, and claim numbers are correct. ✓ This letter is a starting point — your knowledge of the claim makes it stronger.

✦ Your Appeal Letter

📋 Before You Send This Letter Make sure you have: removed any paragraph that does not apply • added specific facts only you know • verified all names, dates, and amounts • attached all supporting documents checked in Step 5.

⚠️ SCREEN ONLY — This notice does NOT appear in your letter or PDF This tool generates a form letter for filing purposes only. It is not legal advice and does not create an attorney-client relationship. ClaimRebuttal is not a law firm. For complex claims or potential litigation, consult a licensed insurance attorney or public adjuster in your state.