Terms of Use

Last updated: May 2026

1. Not Legal Advice

ClaimRebuttal provides a form letter generation tool for informational and filing assistance purposes only. Nothing on this site constitutes legal advice. No attorney-client relationship is created by use of this service. The letters generated by this tool are general form letters based on commonly disputed denial reasons. They are not tailored legal documents. For legal guidance specific to your situation, you should consult a licensed insurance attorney or public adjuster in your state.

2. No Guarantee of Outcome

ClaimRebuttal makes no representation or warranty that use of a generated letter will result in approval, payment, reopening, or any specific outcome from your insurance company. The outcome of any insurance appeal depends entirely on the specific facts of your claim, your policy language, your insurer, and your state's regulations. Results will vary.

3. Accuracy of Information

You are solely responsible for the accuracy, completeness, and truthfulness of the information you enter into this tool. ClaimRebuttal is not responsible for errors, omissions, or inaccuracies in your generated letter resulting from information provided by you.

4. One-Time Purchase — No Refunds

Each purchase grants you access to generate one appeal letter. Access is personal and non-transferable. All sales are final. No refunds will be issued under any circumstances, including if you change your mind, if the letter does not produce your desired outcome, or if you entered incorrect information. Please review the form carefully before purchasing.

5. Scope of Coverage

ClaimRebuttal covers the most common homeowners insurance denial categories. Not all denial types or claim scenarios are covered by this tool. It is your responsibility to verify that your specific denial reason is addressed by this service before purchasing. The tool clearly displays all available denial categories before payment is required.

6. Intellectual Property

The form letter templates, site design, copy, and all content on this site are the intellectual property of ClaimRebuttal. You may use your individually generated letter for your own personal insurance appeal only. You may not resell, reproduce, distribute, or use the template language for any commercial purpose.

7. Limitation of Liability

To the maximum extent permitted by law, ClaimRebuttal's total liability to you for any claim arising from use of this service is limited to the amount you paid for that specific transaction. ClaimRebuttal is not liable for any indirect, incidental, consequential, or special damages arising from your use of or reliance on a generated letter.

8. Governing Law

These terms are governed by applicable law. Disputes arising from use of this service shall be resolved through binding arbitration or in a court of competent jurisdiction.

9. Changes to These Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Your continued use of the service constitutes acceptance of any revised terms.

10. Contact

Questions about these terms? Contact us at support@claimrebuttal.com.